Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Assess Life Insurance Needs How to help determine life insurance needs to provide for your family after you pass away. Mortgages in Retirement Explore the benefits and drawbacks to paying off your mortgage prior to retirement with this article. Retirement Redefined Around the country, attitudes about retirement are shifting.