Our Financial Planning Process

Our Financial Planning Process Helps Set Us Apart

• Our financial planning philosophy is based on values, your values. We keep what is important to you in mind. We focus on positive emotions: no-fear, no-greed, no-guilt.
  
• We will create an investment strategy based on your own goals and risk tolerance.
  
• We will help you to make the choices you want.
  
• We will formulate an insurance strategy to protect you against life's inherent risks.
  
• We can guide you in establishing an emergency cash reserve and a debt management strategy.
  
• We analyze cash-flow and net-worth to help you reach your goals.
  
• We offer a customized tax planning strategy to help you capitalize on your potential tax-advantaged opportunities.
  
• We will work with your existing legal advisors to review your estate documents, POA, guardianship, medical directives, wills, shelter trusts, etc.
  
• We can help business owners with their business succession planning.

Investments in securities do not offer a fix rate of return. Principal, yield and/or share price will fluctuate with changes in market conditions and, when sold or redeemed, you may receive more or less than originally invested.  No system or financial planning strategy can guarantee future results.